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At the moment, WhatsApp helps person-to-person funds in Brazil and India, however this might change in keeping with the most recent APK teardown of the messaging app as carried out by XDA-Builders.
Final month, XDA-Builders discovered code inside a earlier model of the WhatsApp beta that urged it could start requiring doc verification for sending cash utilizing the app. In the latest teardown of a more recent model of the app, it seems that the verification is expounded to a brand new integration with Meta’s (previously Fb) Novi pockets app
The strings of code discovered are centered across the verification course of and they’re all labeled with “novi”. This code aligns with a earlier report by WABetaInfo who posted the next screenshot, proving that WhatsApp is within the technique of testing Novi integration throughout the messaging app.
Supply: WABetaInfo
Novi is at present out there to obtain and there’s an ongoing pilot program for customers within the US and Guatemala. Novi lets customers ship and obtain cash with no charges throughout borders by utilizing the Pax Greenback, a digital coin that’s backed by the US greenback. Novi is famous to have proven intention to make its cost system safe and encrypted – seemingly the rationale for requiring its customers to confirm their identities earlier than with the ability to use its cost system.
This requirement for verification will solely be restricted to areas the place WhatsApp plans to make use of Novi for funds. In the meantime, WhatsApp India makes use of UPI for funds, so Indian customers gained’t must submit verification paperwork to proceed to ship or obtain cash.
There’s no timeline for whenever you’ll have the ability to begin sending funds, and it’s not clear which areas will probably be up for the Novi integration into WhatsApp.
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